Company Profile

Komerční pojišťovna, a.s. is a universal insurance company that specializes primarily in the provision of life insurance services.

Business name

Komerční pojišťovna, a.s.

Legal form

Joint-stock company

Date of founding

1 September 1995

Registered office

Karolinská 1/ 650, Prague 8

Company Registration No.

63998017, incorporated by the Municipal Court in Prague, Section B, File 3362


SOGECAP, S.A., registered office at 50 avenue du Général de Gaulle, 92093 Paris la Défense Cedex (51% share)
Komerční banka, a.s., registered office at Na Příkopě 33, Prague 1 (49% share)

Registered capital

CZK 1,175,397,600

Scope of business

  • insurance;
  • operations related to insurance and reinsurance.

Komerční pojišťovna, a.s. (hereinafter “KP” or “Komerční pojišťovna”) is a universal insurance company that specializes primarily in the provision of life insurance services.

Since the acquisition of Komerční banka, a.s. (hereinafter “KB” or “Komerční banka”) by Société Générale S.A. (hereinafter “SG” or “Société Générale”) in 2001, KP started implementing SG’s bank-insurance business model. This business model has been already fully implemented and today KP’s products are offered and sold mostly through the distribution networks of Société Générale Group companies. In addition to KB’s largest network, other sales networks comprise ESSOX, s.r.o. (hereinafter “ESSOX”), Modrá pyramida stavební spořitelna, a.s. (hereinafter “MPSS”) and Penzijní společnost Komerční banky, a.s. (hereinafter “KB PS”).

Insurance brokers joining the ranks of KP’s external partners since 2009 have become an important part of the Company’s distribution network, while cooperation with them has been expanding.

KP enjoys the status of a universal insurance company which permits it to provide life as well as non-life insurance services in the Czech Republic and also within the EU on the basis of a single licence. Since 2008, KP has been successfully cooperating with SG Group companies abroad, rendering its services in Bulgaria, Romania and Germany.

The majority owner of KP’s shares is insurance company SOGECAP S.A. (hereinafter “SOGECAP”), SG’s wholly-owned subsidiary, which holds a 51% ownership interest; KB is a 49% minority shareholder. Due to the shareholders’ structure, KP has had direct access to top know-how and long-term experience in the field of financial advisory.

Komerční pojišťovna is a member of the Komerční banka and Société Générale Groups of companies. KP’s products are offered to Komerční banka’s clients in particular, thus complementing KB’s services so that clients can obtain comprehensive financial advisory including insurance.