Sworn Statement

Komerční pojišťovna, a.s. hereby declares that all the information and data stated in this Annual Report are truthful and complete. Komerční pojišťovna, a.s. further declares that before the date of preparing this Annual Report there were no material negative changes in the Company's financial situation.

Prague, on 8 March 2012

Signed on behalf of the Board of Directors:

Podpis Corbet

Stéphane Corbet

Chairman of the Board of Directors and CEO

Podpis Zavadil

Zdeněk Zavadil

Member of the Board of Directors
and Head of Client Service and Operations Sections