Company Profile

Komerční pojišťovna, a.s. (hereinafter also “KP“ or “Komerční pojišťovna“) is a universal insurance company that specializes primarily in providing life insurance services. Since the acquisition of Komerční banka, a.s. (hereinafter also “KB“ or “Komerční banka“) by Société Générale S. A. (hereinafter also “SG“ or “Société Générale“) in 2001, KP has started implementing SG‘s bank-insurance business model. This business model has been already fully implemented and today, KP‘s products are offered and sold most of all through the distribution networks of Société Générale Group companies. In addition the largest network of KB, this also involves ESSOX, s.r.o. (hereinafter “ESSOX“) and Modrá pyramida stavební spořitelna, a.s. (hereinafter “MPSS“). One of KP‘s products is also offered by the pension fund Penzijní fond Komerční banky, a.s. (hereinafter “PF KB“).

KP enjoys the status of a universal insurance company, which permits it to provide life as well as non-life insurance services not only in the Czech Republic, but also within the whole EU on the basis of a single license. KP offers its services abroad, to SG Group companies in Bulgaria, Romania and Germany.

At the end of 2009, KP entered into a cooperation arrangement with external brokerage partners in the risk life insurance business. And also for the future KP plans to develop this pillar of distribution for its products.

The insurance company SOGECAP S.A. (hereinafter “SOGECAP“), a 100% subsidiary of SG, is a majority owner holding 51% of KP’s shares; the minority shareholder with 49% is KB. Thanks to this shareholding structure, KP has direct access to the high-quality know-how and long-term experience in the field of financial consultancy.

Komerční pojišťovna is part of the Komerční banka Financial Group (hereinafter also “KB Group“) and Société Générale Financial Group (hereinafter also “SG Group“) and therefore offers its products particularly to Komerční banka‘s clients. In addition to services related to insurance products, Komerční pojišťovna‘s clients are also provided with direct access to comprehensive financial consultancy.

Company name

Komerční pojišťovna, a.s.

Legal form

joint-stock company

Date of establishment

1 September 1995

Registered office

Prague 8, Karolinská 1/650,

Corporate ID

63998017, incorporated with the Municipal Court in Prague, Section B, File 3362


SOGECAP S.A., registered office at 50, avenue du Général De Gaulle, 92093 Paris la Défense Cedex, Corporate ID: 086380730 R.C.S. NANTERRE, (51% share)

Komerční banka, a.s., registered office at Na Příkopě 33, Prague 1

Corporate ID: 45317054 (49% share)

Share capital

CZK 904,152,000

Scope of business

  • insurance,
  • activities related to insurance and reinsurance operations.