Website information


The website www.kb-pojistovna.cz is owned and operated by Komerční pojišťovna, a.s., having its registered office at Karolinská 1/650, 186 00 Prague 8, recorded in the Commercial Register of the Municipal Court in Prague, Section B, Entry No 3362, Corporate ID: 6399 8017, Tax ID: CZ63998017, which is authorised to exercise the ownership rights to the aforementioned website in accordance with the Copyright Act, No 121/2000 Coll. (hereinafter the “Operator”).

The Operator is the owner of any copyright in the material posted by the Operator on the website www.kb-pojistovna.cz, including any text, page design, technical drawings, graphics, pictures or images posted on the website, as well as any copyright in the selection and method of arranging the files contained on this website.

The rights and obligations of the Operator and the Users regarding the use of this website shall be governed by these Terms of Use, which shall apply to everyone who visits this website (hereinafter the “User”). By entering any Web page of the Operator or by using in any way any piece of information posted on any Web page of the Operator a User will be deemed to have accepted these Terms of Use.

The publication of any data or information on the website www.kb-pojistovna.cz, with the exception of this document, will not be considered as an act in law, unless expressly agreed otherwise.

Privacy policy

Collection and Use of Information

The Operator may require that access to the website www.kb-pojistovna.cz will be subject to the disclosure of selected personal information by the User in accordance with the Personal Data Protection Act, No 101/2000 Coll., or other Acts, if any, as amended. In this case the Operator will use this information in compliance with the statutory provisions.

Personal Data Transfer

The Operator works with companies which provide the Operator with a variety of services. These companies, if they are authorised to do so, may use the User's personal data on condition that they use such information only to carry out their duties and may not use it for any other purposes. The Operator does not sell, transfer or communicate personal information to third parties.

Nevertheless, the Operator reserves the right to use or transfer any information as may be necessary to comply with statutory provisions, ensure protection of network integrity, meet the User's requirements, or comply with disclosure requirements for information that must be disclosed in the case of judicial investigation or investigation in the public interest.

If the User wishes to correct his personal data maintained by the Operator, he may send his request in writing to privacypolicy@fg.cz or to the postal address mentioned on the site Copyright.

Codes of third parties

We use third-party web beacons from Google and SiteOne, s.r.o., to analyze the visitors behavior on this site.

Universal Analytics
This website uses Universal Analytics (Google Analytics), a web analytics service provided by Google, Inc. (“Google”). Universal Analytics uses “cookies”, which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States.

Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. Google will not associate your IP address with any other data held by Google. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

Detailed information about Google Analytics and privacy can be found at http://www.google.com/intl/en/privacy/privacy-policy.html.

To prevent tracking, you can install add-in to your web browser (http://tools.google.com/dlpage/gaoptout).

This website uses the mYx analytical tool, which enables the recording of user activity (clicks). The acquired data is transferred into a heatmap showing intensity according to the number of clicks on the web. Data acquired using this tool helps the web builders continuously improve it and develop it. mYx does not record any personal or confidential data entered in any manner into this web. mYx does not record your behavior on webs other than www.kb-pojistovna.cz. The securing of servers and the mYx application by the operator of SiteOne s.r.o is ensured according to OWASP internationally recognized standards. For more information go to General conditions and technical data.


The website www.kp-pojistovna.cz uses cookies. Cookies are small text files that are stored on your PC, tablet or smartphone. Some of these files are necessary for optimal function of the website, others help us to analyze the website or allow us to deliver a better user experience (remember users and organize website content based on their preferred interests, which facilitates browsing the website).

This website uses both temporary cookies which are stored in the user’s device only for the duration of the session, and permanent cookies which remain saved in the device based on the set duration of existence of the given cookie.

Cookies used on the website

Universal Analytics – analytical purposes

Universal Analytics is an analytical tool from Google which helps the owners of websites and applications to understand the way websites and applications are used by their users. It can use a set of cookies to gather information and create reports on the use of the website without Google learning any personally identifiable information of the individual visitors.

In addition to reporting on website usage statistics, Universal Analytics can be used together with some of the cookies to view more relevant ads in Google services (e.g. Google Search) and on the web.

More information on Google Analytics cookies and the Privacy Policy.

Cookies settings (removal)

In most browsers, cookies are allowed by default. If you do not want to use cookies or you want your browser to announce the use of cookies, you need to make the corresponding changes in the settings of your browser. For more information on how to turn cookies on and off and how to remove them, see the Help section of your browser.

Disabling cookies can make some features of the website lose their functionality partially or completely.

Links to Other Sites

The website www.kb-pojistovna.cz may offer links to sites that are not under the Operator's control. If the User visits any of these linked sites, he should review their privacy policy. The Operator is not responsible for the policies and practices of other companies.

Changes to Privacy Policy

The Operator reserves the right to amend, from time to time, its privacy policy, by republishing the amended privacy policy on this website.

Obligations of Users

When using this website, the User must not interfere with the site's security, use the site for the transfer of damaging files or attempt to enter non-public sections of this site. The User is further required to observe the Operator's copyrights in this website.

Limitation of Liability and Jurisdiction

The User is fully liable for any risk for his use of this website and the Operator does not assume any responsibility for and is not liable for any such risk. Any dispute arising in connection with the use of this website shall be settled before a court with appropriate local jurisdiction in the Czech Republic and in accordance with Czech law.

Should any provision of these Terms of Use be held invalid or unenforceable for any reason, the invalid or unenforceable provision shall be severable from the remaining provisions and shall not affect the validity or enforceability thereof.

Declaration of Accessibility

The operator of this website declares that this website aims to provide maximum accessibility of all its content and functions for all internet users.

The content of the website conforms to XHTML 1.0 Transitional, the visual aspect of the presentation has been created using CSS 3.

While working on this website, its authors followed methodological instructions to regulation no. 64/2008 Coll. issued by The Ministry of the Interior of the Czech Republic and the main standards WCAG 2.0 (Web Content Accessibility Guidelines 2.0, of 11. 12. 2008) were observed, with emphasis on meeting the rules Level A, and to methodology instructions of project “Blind Friendly Web 2.3” of the United Organization of Blind and Purblind of the Czech Republic (dated 31. 3. 2005).

Recommended browser additions

In the PDF format, we provide some documents and additional information of great volume and these are suitable for downloading. In order to view these documents it is suitable to have Adobe Reader installed – it is available for free download on the web of Adobe Systems, Inc.

Part of the documents are posted in some of the formats of Microsoft Office applications. For all these formats, there is a  viewer available on the web of Microsoft Corporation, you can download it for free and install it on your computer; or you can download the free office pack, Open Office.

Website Author Information

This website has been created and is maintained by the FG Forrest, a.s. (www.fg.cz). This website is based on Edee CMS. Should you have any questions or find technical problems, please contact the authors of this website by e-mail at info@fg.cz.

How to arrange the insurance?

You can obtain our products at any branch of Komerční banka. Special insurance products designed for other companies of our financial group (Modrá pyramida, Essox, KB Penzijní společnost) can be arranged with the representatives of these companies. For more information call the Client Service of Komerční pojišťovna using the free Info Line 800 10 66 10.