Travel insurance – Description
The travel insurance is designed for all clients travelling abroad and also within the Czech Republic. It suits all who want to spend their holiday or business trip without any worries.
The travel insurance protects you against scores of unpleasant situations that may happen to you when travelling. The insurance comprises several parts that may be freely combined. The basic element is the medical expenses insurance to which you can choose various types of additional insurance:
- additional accident insurance,
- additional damage liability insurance,
- additional luggage insurance,
- additional tour cancellation insurance
The insurance may be arranged for one trip – short-terms trips, such as holidays or long-term trips lasting up to one year (e.g. this is suitable for stays abroad for the purpose of business or studies).
Medical expenses insurance
The subject of this insurance is reimbursement of the cost of the necessary hospital treatment due to an illness or accident. The medical expenses insurance will also cover the cost of drugs, transportation to a hospital or transport of the sick person back to the Czech Republic up to the insurance indemnity limits.
Premium for medical expenses insurance.
Assistance services are an integral part of the medical expenses insurance. They are available in Czech and provided non-stop, i.e. 24 hours per day and 365 days per year. The assistance company offers, for example, the following services:
- advising of suitable health-care facilities and arrangement of the transport of the insured to a hospital,
- arrangement of the payment of all medical expenses in case of hospitalisation,
- arrangement of the transport from abroad to a hospital in the Czech Republic, including medical attendance, if necessary,
- delivery of locally unavailable drugs or medical resources,
- limit class B includes above-standard assistance services – legal assistance, hospital visit of the insured by a close relative, dispatch of a substitute employee in case of a business trip.
! Tip Insurance indemnity limits
! Tip Premium for medical expenses insurance