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Travel insurance – Additional insurance

The travel insurance is designed for all clients travelling abroad and also within the Czech Republic. It suits all who want to spend their holiday or business trip without any worries.

Arrange insurance on-line

If you arrange, together with the basic insurance, also the offered additional types of insurance, your travelling will become more comfortable and secure. All types of additional insurance may be arranged for trips within the Czech Republic (zone T-inland) as well.

Additional accident insurance

Should you suffer an injury during your stay abroad, the medical expenses insurance will cover the cost of its treatment. However, if you have arranged the additional accident insurance, you will also receive damages according to the gravity of your injury.

Sums insured in additional accident insurance:

Limit class A Limit class B
Age of the insured up to 17 yrs from 18 yrs up to 17 yrs from 18 yrs
Permanent consequences of an accident CZK 100,000 CZK 200,000 CZK 200,000 CZK 400,000
Death due to an accident CZK 20,000 CZK 100,000 CZK 40,000 CZK 200,000
Damage by an accident CZK 20,000 CZK 20,000 CZK 40,000 CZK 40,000

Additional damage liability insurance

The insurance will cover possible damage or harm to property or health caused by the insured unintentionally to a third person abroad. Any damage to health is covered up to the limit of CZK 2,000,000, damage to a thing up to the limit of CZK 1,000,000 and other damage up to the limit of CZK 500,000.

Additional luggage insurance

Komerční pojišťovna will indemnify the damage up to CZK 15,000 incurred due to a loss or theft of luggage (the insured participates by the amount of CZK 500, the maximum indemnity for one piece of luggage is CZK 10,000).

Additional tour cancellation insurance

If, due to serious reasons (e.g. own illness), the insured cannot take part in a purchased tour arranged with a travel agency, s/he will be reimbursed for 80% of the paid cancellation fees, however, up to the maximum limit of CZK 12,500 for one person for the zone E and CZK 25,000 for one person for the zone S.

Premium Payments for Riders.

! Tip Premium Payments for Riders

Premium Payments for Riders

Accident Insurance

Type of trip
Limit class Age Tourist Business Sports
A 0-17 3 6 6
18-69 5 10 10
70 a více 5 - -
B 0-17 6 12 12
18-69 10 20 20
70 and above 10 - -

Damage Liability Insurance

Type of trip
Tourist Business Sports
Age/Zone E,T S E,T S E,T S
0-17 2 3 2 3 2 3
18-69 3 4 5 6 5 6
70 and above 4 5 - - - -
0-17 (travelling alone) 3 4 5 6 5 6

Luggage Insurance

Type of trip
Age Tourist Business Sports
0-17 3 3 3
18-69 5 8 8
70 a více 5 - -
70 and above 5 8 8

Tour Cancellation Insurance

The amount of premiums is 2.5% of the total price of the tour.

What to do if an insured event occurs?

Should an insured event arise, please contact the assistance company AXA Assistance at the telephone number (+420) 272 10 10 11.
More information.

  • contact the assistance company without undue delay
  • keep the originals of medical reports, diagnoses, lists of treatment procedures and bills, or originals of these documents´ duplicates
  • notify the assistance company of the insured event in writing immediately after you return from the trip

The assistance company guarantees that the physician and health-care facilities will be reimbursed for the cost related to the necessary medical treatment or to the transport of the insured back to his/her home country, including the professional medical accompaniment.

How to contact the assistance company?

Hvězdova 1689/2a
140 62 Prague 4
Czech Republic

Tel.: +420 272 10 10 11

In a short telephone conversation you provide the assistance company with this basic information:

  • payment card number
  • name, surname and birth certificate number of the insured who is in need
  • brief description and circumstances of the insured event
  • address and telephone number of the place from which you are calling

The operator will call you back in order to get more detailed information and to provide you with instructions.

How to arrange the insurance?

You can obtain our products at any branch of Komerční banka. Special insurance products designed for other companies of our financial group (Modrá pyramida, Essox, Penzijní fond KB) can be arranged with the representatives of these companies. For more information call the Call centrum of Komerční pojišťovna using the free Info Line 800 10 66 10 or on-line. - (new-window)

Insurance terms and conditions

Information for Persons Interested in Insurance and Insurance terms and conditions are available only in czech language.

Mimořádné informace