Risk life insurance to Modrá pyramida loans – Examples

The risk life insurance Pyramida was particularly designed in order to secure clients´ loans of Modrá pyramida or mortgage loans of Komerční banka. This insurance will protect you and your family if any unfavourable events occur. In cases you are not able to repay your loan, the insurance company will pay it instead of you. You and your loved ones will have a secured living without more financial worries.

Example 1:
A 28–year old man applies to Modrá pyramida for a loan in the amount of CZK 250,000 for the period of 10 years for renovation of his apartment. He decided to arrange together with the loan the advantageous risk life insurance with a decreasing sum insured. For a mere CZK 63 per month he gains assurance that he and his loved ones may enjoy the newly renovated apartment without being worried for cases of death and total disability. Complex coverage of him costs only CZK 83.

Example 2:
A woman (50 years old) plans to buy an apartment and need a loan in the amount of CZK 500,000 with a 15–year maturity. To secure a living for her family under any circumstances, she can arrange the risk life insurance with a decreasing sum insured for only CZK 226 per month when applying for the loan.


How to arrange the insurance

For more information about the product call the KP Client Service using the free Info Line 800 10 66 10. The insurance can be arranged with an advisor of Modrá pyramida. More information can be found at www.mpss.cz - (external link) or obtained via Info Line 222 824 777.

Insurance terms and conditions

To be available soon.