Risk life insurance to Modrá pyramida loans – Description

The risk life insurance Pyramida was particularly designed in order to secure clients´ loans of Modrá pyramida or mortgage loans of Komerční banka. This insurance will protect you and your family if any unfavourable events occur. In cases you are not able to repay your loan, the insurance company will pay it instead of you. You and your loved ones will have a secured living without more financial worries.

This insurance serves as effective protection against the consequences of following risks:

  • death
  • total disability
    In such cases, the insurer pays the remaining debt and neither the insured nor his/her family have to continue paying the installments.
  • working inability
  • loss of job of the insured
    These risks are covered for insured person, who have their employment based on employment contract for indifinete period or for a fixed period of time longer than one year. In these cases, insurer pays monthly installments of loan including the saving part of construction saving account.

The product is offered with a decreasing sum insured and is suitable for all clients with a loan from Modrá pyramida or mortgage loan of Komerční banka.

  • In case of death or loss of autonomy of the insured, the insurance company will settle the outstanding debt to Modrá pyramida or Komerční banka.
  • It is suitable for securing any loan of all MPSS or KB clients.
  • The insurance coverage is equal to the outstanding amount of the loan at every moment and decreases in time. Therefore this insurance is offered for a very attractive price.

How to arrange the insurance

For more information about the product call the KP Call centrum using the free Info Line 800 10 66 10. The insurance can be arranged with an advisor of Modrá pyramida. More information can be found at www.mpss.cz - (external link) or obtained via Info Line 222 824 777.

Insurance terms and conditions

To be available soon.

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