Payment protection insurance to consumer loans – Description - Komerční pojišťovna

Payment protection insurance to consumer loans – Description

The payment protection insurance (without health examination, only with client´s declaration) to consumer loans provided by Komerční banka.

The payment protection insurance tied to the consumer loan provided by Komerční banka includes:

  • insurance against death
    If the insured dies, the insurance company settles the current debt balance to the bank.
  • insurance against total disability
    In case of total disability, the the insurance company settles the current debt balance to the bank.
  • insurance against inability to work
    Should the insured be on long-term sick leave, the insurance company will pay the loan instalments to the bank for him/her always in the monthly instalment amount proportionate to the length of the illness.
  • insurance against loss of job
    If the insured loses his/her job not through his/her own fault but, for example, due to organisational changes in the company, the insurance company will pay his/her loan instalments beginning with the third month of unemployment.

How to arrange the insurance

You can obtain our products at any branch of Komerční banka. For more information call the Client Service of Komerční pojišťovna using the free Info Line 800 10 66 10.

Insurance terms and conditions