Payment protection to Komerční banka credit cards – Description

Payment protection insurance to credit cards Visa Electron and Viva karta issued by Komerční banka.

The insurance to credit cards is included in the price of the credit card for all clients aged up to 55. You do not pay any premiums in addition and still you are protected against many risks. You can use your loan without worrying about its repayment if anything happens to you.

  • Insurance against death
    Should an insured event occur, the insurance company will repay the debt on your credit card.
  • Insurance against total disability
    Should the insured become totally disabled, s/he does not have to repay his/her loan on the credit card; the insurance company will repay the remaining part of the debt.
  • Insurance against working inability
    Should the insured be on long term sick leave, the insurance company will pay the instalments of his/her loan on the credit card to the bank for the entire period of his/her illness.
  • Insurance against loss of job
    Should the insured lose his/her job, e.g. due to organisational changes within the company, the insurance company will pay the instalments of his/her loan to the bank beginning from the third month of unemployment until the insured finds a new job (however, 4 month maximum).

How to arrange the insurance

You can obtain our products at any branch of Komerční banka. For more information call the Client Service of Komerční pojišťovna using the free Info Line 800 10 66 10.