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Profi Merlin – Description

Profi Merlin insurance is provided to holders of business payment cards (issued not only by Komerční banka). It covers both debit and credit cards issued to CZK or foreign currency accounts.

The insurance applies to all business payment cards issued in the name of the insured (i.e. issued by other banks based in the Czech Republic) provided that the account’s owner is a legal person.

Profi Merlin insurance protects you against the consequences of having your payment (debit or credit) cards abused if lost or stolen, the risk of an unauthorized withdrawal of cash, theft of your personal effects (payment card, mobile phone, glasses, mp3 player, notebook, wallet, cosmetics, etc.), including your identification documents and keys the loss of which together with the card is also insured. The abuse of mobile phones is also covered. In addition, this unique insurance coverage appertains to collected KB bank fees as well.

Insurance indemnity limits
Abuse of your card by a third person - payments by card CZK 60,000
Abuse of your card by a third person
- withdrawals by KB card or from KB ATMs
- withdrawals by cards of other banks from ATMs of other banks

CZK 15,000
Fees for stoplisting and issuance of a new card after the stoplisting CZK 4,000
Theft of cash (takings) carried to be deposited at a KB branch CZK 30,000
Cost of having replaced your personal effects, keys, identification documents, mobile phone and cash (CZK 3,000 per item maximum, CZK 5,000 for mobile phone) CZK 15,000
Cost of having your new PIN for the card delivered CZK 1,000
Cost of courier services for having you card and its PIN sent abroad CZK 12 000
Cost of having a replacement card after the stoplisting and a new card issued CZK 1,000
Cost of your emergency cash advance CZK 15,000
Abuse of your mobile phone CZK 5,000
Annual fee CZK 468

What to do in case of…?

Please report any loss or theft of the card to Komerční banka – telephone number (+420) 955 512 230 – without undue delay, and, at the same time, inform Komerční pojišťovna a.s. about the insured event occurrence – telephone number (+420) 222 095 888.

How to arrange the insurance

You can obtain our products at any branch of Komerční banka. For more information call the Client Service of Komerční pojišťovna using the free Info Line 800 10 66 10.

Insurance terms and conditions