Profi Merlin – Description
Profi Merlin insurance is provided to holders of business payment cards (issued not only by Komerční banka). It covers both debit and credit cards issued to CZK or foreign currency accounts.
The insurance applies to all business payment cards issued in the name of the insured (i.e. issued by other banks based in the Czech Republic) provided that the account’s owner is a legal person.
Profi Merlin insurance protects you against the consequences of having your payment (debit or credit) cards abused if lost or stolen, the risk of an unauthorized withdrawal of cash, theft of your personal effects (payment card, mobile phone, glasses, mp3 player, notebook, wallet, cosmetics, etc.), including your identification documents and keys the loss of which together with the card is also insured. The abuse of mobile phones is also covered. In addition, this unique insurance coverage appertains to collected KB bank fees as well.
| Abuse of your card by a third person - payments by card | CZK 60,000 |
|---|---|
| Abuse of your card by a third person - withdrawals by KB card or from KB ATMs - withdrawals by cards of other banks from ATMs of other banks |
CZK 15,000 |
| Fees for stoplisting and issuance of a new card after the stoplisting | CZK 4,000 |
| Theft of cash (takings) carried to be deposited at a KB branch | CZK 30,000 |
| Cost of having replaced your personal effects, keys, identification documents, mobile phone and cash (CZK 3,000 per item maximum, CZK 5,000 for mobile phone) | CZK 15,000 |
| Cost of having your new PIN for the card delivered | CZK 1,000 |
| Cost of courier services for having you card and its PIN sent abroad | CZK 12 000 |
| Cost of having a replacement card after the stoplisting and a new card issued | CZK 1,000 |
| Cost of your emergency cash advance | CZK 15,000 |
| Abuse of your mobile phone | CZK 5,000 |
| Annual fee | CZK 468 |
