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Merlin Junior – examples

Merlin Junior is insurance for children, which protects them against consequences of payment cards abuse if lost or stolen, risk of unauthorized withdrawal or risk of theft of personal belongings (mobile phone including its abuse, notebook, sport equipment etc.) including identification documents and keys. In case of card loss or theft all the charged bank fees are reimbursed. Personal liability insurance of the insured kid is also part of Merlin Junior.

Client´s daughter was robbed and she lost her wallet (with cash, payment card, public transport card, ISIC Scholar card and school canteen chip). Thanks to having the Merlin Junior insurance, the reimbursement of 8 800 CZK was paid out.:

Unauthorized transactions by her card 3.500,- 3 500 CZK
Theft of cash 400 CZK
Cost of purchasing a new wallet 500 CZK
Cost of issuing new public transport card 200 CZK
Cost of replacing the locks 1 000 CZK
Cost of purchasing a new mobile phone 3 000 CZK
The fee for issuing a new card (CZK 200) has been automatically refunded to the client’s account 200 CZK

What to do in case of…?

Please report any loss or theft of the card to Komerční banka – telephone number (+420) 955 512 230 – without undue delay, and, at the same time, inform Komerční pojišťovna a.s. about the insured event occurrence – telephone number (+420) 222 095 888.

How to arrange the insurance

You can obtain our products at any branch of Komerční banka. For more information call the Call centrum of Komerční pojišťovna using the free Info Line 800 10 66 10.

Insurance terms and conditions

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