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Merlin Junior – Description

Merlin Junior is insurance for children, which protects them against consequences of payment cards abuse if lost or stolen, risk of unauthorized withdrawal or risk of theft of personal belongings (mobile phone including its abuse, notebook, sport equipment etc.) including identification documents and keys. In case of card loss or theft all the charged bank fees are reimbursed. Personal liability insurance of the insured kid is also part of Merlin Junior.

Merlin Junior is insurance for kids of the owners of current account in Komerční banka.

Insurance indemnity limits
Risk Annual max. indemnity limit (CZK) Annual aggregate max. limit (CZK)
Liability insurance 1 000 000  
Card abuse and ATM withdrawal with PIN and theft or loss of cash within 48 hours after withdrawal from ATM or KB branch 30 000
Card abuse and ATM withdrawal without PIN and theft or loss of cash within 48 hours after withdrawal from ATM or KB branch 30 000
Delivery of lost PIN in Czech republic 1 000
Delivery of lost PIN to abroad 12 000
Replacement of the stolen or lost card after its´ stoplisting 1 000
Personal belongings, keys, documents and cash
Theft of cash 1 000 15 000
Theft, loss of keys 1 000
Theft, loss of documents 1 000
Theft of mobile phone including its abuse 3 000
Theft of tablet, notebook 9 000
Theft of school bag 3 000
Theft of other personal belongings (sport equipment, music instrument etc.) 3 000

What to do in case of…?

Please report any loss or theft of the card to Komerční banka – telephone number (+420) 955 512 230 – without undue delay, and, at the same time, inform Komerční pojišťovna a.s. about the insured event occurrence – telephone number (+420) 222 095 888.

How to arrange the insurance

You can obtain our products at any branch of Komerční banka. For more information call the Client Service of Komerční pojišťovna using the free Info Line 800 10 66 10.

Insurance terms and conditions