MojePojištění plateb – Example

MojePojištení plateb is accident insurance that will provide you with funds to cover your regular living expenses when you lose your regular income.

Example 1:

Peter had a car accident resulting in a one-month hospitalisation and then he had to stay on sick leave for 7 months. Before the accident he paid from his KB account the following monthly expenses:

electricity CZK 2,500; telephone and internet connection CZK 2,000; water supply and water charges CZK 1,000; garage parking CZK 1,500; compulsory third-party car insurance CZK 500; education of his children CZK 2,000. His expenses total CZK 9,500.

Under the Klasik option for CZK 39 per month Peter will be regularly receiving CZK 5,000 for the period of 7 months (deferred period – 1 month). The total indemnity will thus add up to CZK 35,000.

Under the Klasik+ option for CZK 69 per month Peter will be regularly paid CZK 9,500 for the period of 7 months (deferred period – 1 month). The total indemnity will thus add up to CZK 66,500.

Example 2:

Peter from example 1 has a wife who is the authorised person to his KB account and she has also arranged the payment insurance MojePojištění. Both of them were injured in that car accident. Eva’s hospitalisation lasted 2 months and then she spent 9 months on sick leave. As Eva’s insurance is arranged to Peter’s account, same regular payments as in example 1 will be used in the calculation of insurance indemnity.

Under the Klasik option for CZK 39 per month Eva will be regularly receiving CZK 5,000 for the period of 10 months (deferred period – 1 month). The total indemnity will thus add up to CZK 50,000.

Under the Klasik+ option for CZK 69 per month Eva will regularly paid CZK 9,500 for the period of 9 months (deferred period – 1 month). The total indemnity will thus add up to CZK 85,500.


How to arrange the insurance

You can obtain our products at any branch of Komerční banka. For more information call the Client Service of Komerční pojišťovna using the free Info Line 800 10 66 10.

Insurance terms and conditions