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Vital Plán – Description

Vital Plán will help you accumulate a sufficient financial reserve for any unexpected events. Vital Plán is also a perfect combination for those of you who look for a safe appreciation of their money and, at the same time, for significant tax savings.

This method of long-term capital accumulation is fully flexible and adjusted to your individual needs. Vital Plán will give you an opportunity:

  • to make your wishes come true: to buy and furnish a house, a holiday home or to buy a car, etc.
  • to accumulate a financial reserve for unexpected situations

This life insurance is suitable for all clients and there are no maximum age limits. The minimal saving period is 5 years in order to accumulate a sufficient amount of money.

The premium may be paid either regularly or in your preferred frequency – monthly, annually, etc. Another possibility is to deposit a lump-sum amount at the beginning. An extra premium may be paid at any time within the insurance duration and, if necessary, you can also request partial withdrawal.

The insurance is very flexible. You can change the amount of your regular payments according to your needs any time.

All your financial means will appreciate by the guaranteed rate of 2.4%. Moreover, shares in the company´s profit are credited every year.

In case of the premature death of the insured, the insurance company will pay out not only the current value of the insurance contract but also the increase up to 15%.


How to arrange the insurance

You can obtain our products at any branch of Komerční banka. For more information call the Client Service of Komerční pojišťovna using the free Info Line 800 10 66 10.

On-line calculation of the premium

Insurance terms and conditions