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Vital Junior – Examples

Vital Junior will help you create a sufficient financial reserve for you children and grandchildren. Vital Junior is a perfect combination for those of you who look for a safe appreciation of their money and, at the same time, for significant tax savings.

This method of long-term capital accumulation is fully flexible and adjusted to your individual needs. Vital Junior will give you an opportunity:

  • to provide for studies or language courses abroad
  • to facilitate the start of your children´s or grandchildren´s own life (purchase of their first apartment, furnishing of the apartment, wedding, provision of financial resources, etc.)

Monthly payments through which your child will gain capital after reaching 18 years of age.

Entry
age of
the child
Target amounts
CZK 125,000
monthly deposit
CZK 250,000
monthly deposit
3 CZK 598 CZK 1,195
5 CZK 708 CZK 1,912
10 CZK 1,226 CZK 2,452
12 CZK 1,677 CZK 3,353

All calculations are based on the expected 2.5% appreciation within the insurance duration.

You can calculate how much you will gain – on-line calculation of the premium - (new-window).


How to arrange the insurance

You can obtain our products at any branch of Komerční banka. For more information call the Client Service of Komerční pojišťovna using the free Info Line 800 10 66 10.

On-line calculation of the premium

Insurance terms and conditions