Vital Junior – Description
Vital Junior will help you create a sufficient financial reserve for you children and grandchildren. Vital Junior is a perfect combination for those of you who look for a safe appreciation of their money and, at the same time, for significant tax savings.
This method of long-term capital accumulation is fully flexible and adjusted to your individual needs. Vital Junior will give you an opportunity:
- to provide for studies or language courses abroad
- to facilitate the start of your children´s or grandchildren´s own life (purchase of their first apartment, furnishing of the apartment, wedding, provision of financial resources, etc.)
This life insurance is suitable for all clients. However, the minimum age of the child must be 3 years. The minimal saving period is 5 years in order to ensure enough money for your child.
The premium may be paid either regularly or in your preferred frequency – monthly, annually, etc. Another possibility is to deposit a lump-sum amount at the beginning. An extra premium may be paid at any time within the insurance duration and, if necessary, you can also request partial withdrawal.
The insurance is very flexible. You can change the amount of your regular payments according to your needs any time.
All your financial means will appreciate by the guaranteed rate of 2.4%. Moreover, shares in the company´s profit are credited every year.
In case of the premature death of the insured, the insurance company will pay out not only the current value of the insurance but also the increase up to 15%.
