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Vital Junior – Advantages

Vital Junior will help you create a sufficient financial reserve for you children and grandchildren. Vital Junior is a perfect combination for those of you who look for a safe appreciation of their money and, at the same time, for significant tax savings.

This method of long-term capital accumulation is fully flexible and adjusted to your individual needs. Vital Junior will give you an opportunity:

  • to provide for studies or language courses abroad
  • to facilitate the start of your children´s or grandchildren´s own life (purchase of their first apartment, furnishing of the apartment, wedding, provision of financial resources, etc.)

6 main advantages of the product

  • product with a low risk and guaranteed 2.4% annual appreciation
  • shares in profit
  • flexible management of finances thanks to the possibility of extra premiums and withdrawals and the possibility to change the amount of regular payments any time within the contract duration
  • increased indemnity in case of the insured´s death
  • tax savings &ndash reduction of the tax base by up to CZK 12,000 per year
  • possibility to take out an accident rider that covers both minor and more serious consequences of an accident

How to arrange the insurance

You can obtain our products at any branch of Komerční banka. For more information call the Client Service of Komerční pojišťovna using the free Info Line 800 10 66 10.

On-line calculation of the premium

Insurance terms and conditions