Vital Invest – Examples
Vital Invest is unit-linked life insurance that will provide you with higher appreciation than traditional financial products and, at the same time, it gives you certainty that you and your loved ones will be safe if an unexpected event arises.
The table shows the expected amount saved by a 40-year-old man when investing for the period of 20 years (income tax rate – 15 %); the expected annual appreciation is 4 %, and he selected the basic insurance option.
| Monthly premium | CZK 500 | CZK 1,000 | CZK 1,500 | CZK 2,000 |
|---|---|---|---|---|
| Sum insured against death | CZK 15,906 | CZK 31,813 | CZK 47,720 | CZK 63,627 |
| Indemnity in case of death in 10th year of the insurance duration | CZK 84,797 | CZK 169,596 | CZK 254,394 | CZK 339,193 |
| Sum to be paid out at the end of the insurance (after 20 yrs.) | CZK 170,885 | CZK 341,770 | CZK 512,656 | CZK 683,541 |
| Total saving on income tax | CZK 18,000 | CZK 36,000 | CZK 36,000 | CZK 36,000 |
| Total amount at the end of the insurance, including acquired tax savings | CZK 188,885 | CZK 377,770 | CZK 548,656 | CZK 719,541 |
| Deposited by the client during 20 yrs. | CZK 120,000 | CZK 240,000 | CZK 360,000 | CZK 480,000 |
You can calculate how much you will gain – on-line calculation of the premium - (new-window).
