Merlin – examples
Merlin insurance protects you against the consequences of having your payment (debit or credit) cards abused if lost or stolen, the risk of an unauthorized withdrawal of cash, theft of your personal effects (payment card, mobile phone, glasses, mp3 player, notebook, wallet, cosmetics, etc.), including your identification documents and keys the loss of which together with the card is also insured. The abuse of mobile phones is also covered. In addition, this unique insurance coverage appertains to collected KB bank fees as well.
A wallet, an mp3 players, dioptric glasses, an ID card, a payment card, a mobile phone and the keys of his apartment have been stolen from a client. Thanks to having the insurance, he has been reimbursed by a total of: CZK 24,200:
| Unauthorized transactions by his card | CZK 10,000 |
|---|---|
| Cost of purchasing his new mobile phone | CZK 5,000 |
| Cost of purchasing his new mp3 player | CZK 2,000 |
| Cost of purchasing his new wallet | CZK 500 |
| Cost of purchasing new dioptric glasses | CZK 3,000 |
| Cost of replacing locks | CZK 3,000 |
| Cost of having new identification documents issued | CZK 500 |
| The fee for issuing a new card (CZK 200) has been automatically refunded to the client’s account thanks to the insurance | CZK 200 |
