Merlin – Description
Merlin insurance protects you against the consequences of having your payment (debit or credit) cards abused if lost or stolen, the risk of an unauthorized withdrawal of cash, theft of your personal effects (payment card, mobile phone, glasses, mp3 player, notebook, wallet, cosmetics, etc.), including your identification documents and keys the loss of which together with the card is also insured. The abuse of mobile phones is also covered. In addition, this unique insurance coverage appertains to collected KB bank fees as well.
Merlin covers all payment cards issued to a current or loan account opened in the name of the insured and provided by Komerční banka or other banks.
| Abuse of your card by a third person - payments by card - withdrawals by KB card or from KB ATMs - withdrawals by cards of other banks from ATMs of other banks |
CZK 30,000 CZK 10,000 CZK 10,000 |
|---|---|
| Cost of having replaced your personal effects, keys, identification documents, mobile phone and cash up to CZK 15,000 (CZK 3,000 per item maximum, CZK 5,000 for mobile phone) | CZK 15,000 |
| Cost of having your new PIN for the card delivered | CZK 1,000 |
| Cost of courier services for having you card and its PIN sent abroad | CZK 12,000 |
| Cost of having a replacement card after the stoplisting and a new card issued | CZK 1,000 |
| Cost of your emergency cash advance | CZK 15,000 |
| Abuse of your mobile phone | CZK 5,000 |
| Annual premium – for the first insured Annual premium – for the second insured person to the same KB account |
CZK 276 CZK 192 |
