Brouček – Rider
Brouček is unit-lined life insurance for children that will provide for your child when s/he attains his/her majority and starts independent life.
This insurance uniquely combines the possibility to achieve attractive appreciation of finances and, at the same time, guarantees financial security in adverse life situations affecting the insured child.
The client may extent the insurance coverage by arranging several riders that cover the following risks with these basic sums insured:
The accident rider will protect you against the consequences of any serious or minor accident.
Accident rider of the adult:
| one-fold | three-fold | five-fold | |
|---|---|---|---|
| death due to an accident | 100,000 | 300,000 | 500,000 |
| permanent consequences of an accident | 100,000 | 300,000 | 500,000 |
| damage due to an accident | 10,000 | 30,000 | 50,000 |
Accident rider of the child:
| one-fold | two-fold | three-fold | |
|---|---|---|---|
| permanent consequences of an accident | 50,000 | 100,000 | 150,000 |
| damage due to an accident | 10,000 | 20,000 | 30,000 |
The hospitalisation rider will provide you with financial help in the case of hospitalisation. Daily damages are CZK 300 in both types of riders.
The hospitalisation rider of the adult – will help, for example, when arranging the necessary care for the child.
The hospitalisation rider of the child – the daily amount of damages will give you the opportunity to stay with your child when s/he needs you most.
The rider may be arranged when entering into the insurance contract and at any later date in the case of contracts with periodically paid premiums.
