Profi Patron – Description
Profi Patron is an insurance product tied to your business current account opened with KB. Thanks to Profi Patron you protect your account and your family as well. In case of death due to an accident, the insurance company will provide your loved ones with part of your income and thus they will be able to deal with the difficult situation and maybe to continue with your business activities.
Should an unexpected life situation arise, Profi Patron will provide you loved ones with fast and efficient help to overcome such a crisis.
Insurance indemnity is always divided in two parts:
- fast settlement in the amount of CZK 30,000
- is paid within 48 hours, at the latest, and will enable your loved ones to take care of urgent matters without any worries about their financing
- main settlement
- is paid out within the whole next year and its amount depends on your current business income
- your loved ones will receive one half of the total sum of all payments credited to your account for the whole last year
To secure sufficient income for your loved ones, you can choose one of the two insurance options. If the sum of your income for the last year did not exceed CZK 480,000, option A will be sufficient for you. Your family will thus receive CZK 20,000 monthly. If you earned more, we recommend selecting option B with higher indemnity limits. It will help your loved ones maintain their standard of living.
| Option A | Option B | |
|---|---|---|
| Fast settlement | CZK 30,000 | CZK 30,000 |
| Amount of the total regular income | up to CZK 240,000 | CZK 240,000-480,000 |
| Amount of the monthly regular income | up to CZK 20,000 | CZK 20,000-40,000 |
| Annual premium | CZK 990 | CZK 1,940 |
