Profi pojištění plateb – Description
Profi pojištení plateb is a type of accident insurance providing you or your loved ones with fast and effective financial help, or covering your regular payments within your business activities, in case of any unexpected events.
Profi pojištění plateb will help you cover your regular monthly expenses paid from your business account at Komerční banka if you become incapable of work for a long period of time, disabled or if you die suddenly. The amount of regular indemnity derives from regular payments sent from the insured’s business account.
The insured’s state of health is not examined when arranging this type of insurance.
Regular payments are:
- lease / sublease of business premises
- payments for electricity and gas
- payments for external delivery of heat and hot water
- payments for water supply / sewer charges
- payments for telephone, radio and television services
- payments for data services – Internet
- payments for a parking space or garage parking
- payments of premiums for motor third-party liability insurance (compulsory third-party insurance)
| Insurance indemnity limits | Death due to accident | Disability due to accident | Inability to work due to accident | |
|---|---|---|---|---|
| Klasik | monthly | - | up to 12 × CZK 20,000 |
up to 12 × CZK 20,000 |
| immediate lump-sum payment | CZK 200,000 | - | - | |
| Klasik+ | monthly | - | up to 12 × CZK 40,000 |
up to 12 × CZK 40,000 |
| immediate lump-sum payment | CZK 400,000 | - | - | |
