MojePojištění plateb – Description
MojePojištení plateb is accident insurance that will provide you with funds to cover your regular living expenses when you lose your regular income.
MojePojištení plateb will help you cover your regular monthly expenses paid from your current account at Komercní banka if you become incapable to work for a long period of time, disabled, lose your job or die suddenly. The amount of regular indemnity derives from regular payments sent from the insured’s current account.
The insured’s state of health is not examined when arranging this type of insurance.
Regular payments are:
- lease / sublease
- payments for electricity and gas
- payments for external delivery of heat and hot water
- payments for water supply / sewer charges
- renewal fund contributions
- payments of the member’s share for cooperative housing
- payments for telephone, radio and television services
- payments for data services – Internet
- payments for education and school services (kindergartens; primary, secondary and higher education schools, colleges)
- payments for a parking space or garage parking
- payments of premiums for motor third-party liability insurance (compulsory third-party insurance)
| Insurance indemnity limits | Death due to accident | Disability due to accident | Inability to work due to accident | |
|---|---|---|---|---|
| Klasik | monthly | up to 12 × CZK 5,000 |
up to 12 × CZK 5,000 |
up to 12 × CZK 5,000 |
| immediate lump-sum payment | CZK 50,000 | - | - | |
| Klasik+ | monthly | up to 12 × CZK 10,000 |
up to 12 × CZK 10,000 |
up to 12 × CZK 10,000 |
| immediate lump-sum payment | CZK 100,000 | - | - | |
| Insurance indemnity limits | Death due to accident | Disability due to accident | Inability to work due to accident | Loss of employment | |
|---|---|---|---|---|---|
| Extra | monthly | up to 12 × CZK 5,000 |
up to 12 × CZK 5,000 |
up to 12 × CZK 5,000 |
up to 6 × CZK 5,000 |
| immediate lump-sum payment | CZK 50,000 | - | - | - | |
| Extra+ | monthly | up to 12 × CZK 10,000 |
up to 12 × CZK 10,000 |
up to 12 × CZK 10,000 |
up to 6 × CZK 10,000 |
| immediate lump-sum payment | CZK 100,000 | - | - | - | |
